IBIT vs GLD: Head-to-Head Comparison
IBIT vs GLD: iShares Bitcoin Trust ETF has an expense ratio of 0.25% while SPDR Gold Shares charges 0.40%. IBIT holds 1 securities vs GLD's 1. 5-year returns: 0.00% vs 9.80%.
Last updated: April 2026
Crypto vs Gold
Quick Verdict
GLD edges out IBIT with a stronger Beginner Suitability Score (7.5 vs 4.5). It offers better overall characteristics for new investors.
Side-by-Side Comparison
| Metric | IBIT | GLD |
|---|---|---|
| Expense Ratio | 0.25% | 0.40% |
| AUM | $50.0B | $70.0B |
| Dividend Yield | 0.00% | 0.00% |
| Holdings | 1 | 1 |
| 1-Year Return | 95.00% | 15.50% |
| 5-Year Return (Ann.) | 0.00% | 9.80% |
| 10-Year Return (Ann.) | 0.00% | 6.50% |
| Beta | 1.80 | 0.10 |
| P/E Ratio | N/A | N/A |
IBIT 5-year annualized return is 0.00% compared to GLD's 9.80%. Over 10 years, IBIT returned 0.00% vs GLD's 6.50%.
View data table
| Period | IBIT Return | GLD Return |
|---|---|---|
| YTD | -5.00% | 4.20% |
| 1 Year | 95.00% | 15.50% |
| 3 Year | 0.00% | 8.50% |
| 5 Year | 0.00% | 9.80% |
| 10 Year | 0.00% | 6.50% |
Key Differences Between IBIT and GLD
IBIT (iShares Bitcoin Trust ETF) is a cryptocurrency fund managed by BlackRock. IBIT is a spot Bitcoin ETF that gives investors direct exposure to Bitcoin through a traditional brokerage account. Launched in January 2024, it quickly became one of the most popular crypto ETFs. Beginners should understand that Bitcoin is extremely volatile and this ETF is only suitable for those with high risk tolerance.
GLD (SPDR Gold Shares) is a commodities - gold fund managed by State Street Global Advisors. GLD holds physical gold bars in a secure vault and each share represents a fractional ownership of that gold. It is the largest and most liquid gold ETF in the world, making it the easiest way to add gold to your portfolio. Beginners interested in gold as a hedge against inflation or economic uncertainty appreciate that GLD removes the hassle of buying, storing, and insuring physical gold yourself.
The most notable differences are in fees (0.25% vs 0.40%), number of holdings (1 vs 1), and 5-year returns (0.00% vs 9.80%).
IBIT vs GLD multi-factor comparison: IBIT has a 0.25% expense ratio, 0.00% 5-year return, 1 holdings, 1.80 beta, and 0.00% yield. GLD has 0.40% expense ratio, 9.80% 5-year return, 1 holdings, 0.10 beta, and 0.00% yield.
View data table
| Metric | IBIT | GLD |
|---|---|---|
| Expense Ratio | 0.25% | 0.40% |
| 5-Year Return | 0.00% | 9.80% |
| Holdings | 1 | 1 |
| Beta | 1.80 | 0.10 |
| Dividend Yield | 0.00% | 0.00% |
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Holdings Overlap Analysis
0%
Holdings Overlap
IBIT and GLD share only 0% of their top holdings. These funds are quite different, making them complementary choices if you want broader market coverage.
IBIT and GLD share 0% of their top holdings (low overlap). IBIT has 1 total holdings and GLD has 1.
View data table
| Metric | IBIT | GLD |
|---|---|---|
| Overlap | 0% | 0% |
| Unique Holdings | 100% | 100% |
| Total Holdings | 1 | 1 |
Cost Comparison Over Time
If you invest $10,000 and hold for 20 years (assuming 8% annual returns):
IBIT
Fee cost: $2,111
GLD
Fee cost: $3,334
Over 20 years, the fee difference amounts to $1,223 on a $10,000 investment. IBIT saves you more in fees over time.
On a $10,000 investment over 20 years at 8% return, IBIT (0.25% fee) grows to $44,499 while GLD (0.40% fee) grows to $43,276. The fee difference costs $1,223.
View data table
| Year | IBIT Value | GLD Value |
|---|---|---|
| 0 | $10,000 | $10,000 |
| 5 | $14,524 | $14,423 |
| 10 | $21,095 | $20,803 |
| 15 | $30,638 | $30,004 |
| 20 | $44,499 | $43,276 |
Which One Should a Beginner Choose?
Choose IBIT if: You want investors who want bitcoin exposure without managing crypto directly, those looking to add a small speculative allocation to a diversified portfolio, tech-savvy investors comfortable with extreme price volatility. It's managed by BlackRock with an expense ratio of 0.25%.
Choose GLD if: You want investors seeking a hedge against inflation, currency risk, or geopolitical uncertainty, those who want physical gold exposure without the logistics of buying and storing it, portfolio diversifiers looking for an asset with low correlation to traditional stocks and bonds. It's managed by State Street Global Advisors with an expense ratio of 0.40%.
Can You Own Both IBIT and GLD?
Absolutely! With only 0% overlap, IBIT and GLD complement each other well. A simple portfolio might allocate 60% to one and 40% to the other, or you could pair them with a bond ETF like BND for a complete three-fund portfolio.
Frequently Asked Questions
Should I buy IBIT or GLD?▾
GLD edges out IBIT with a stronger Beginner Suitability Score (7.5 vs 4.5). It offers better overall characteristics for new investors. However, both are solid options. IBIT is best for investors who want investors who want bitcoin exposure without managing crypto directly, while GLD is better suited for investors seeking a hedge against inflation, currency risk, or geopolitical uncertainty.
What is the difference between IBIT and GLD?▾
IBIT (iShares Bitcoin Trust ETF) tracks cryptocurrency investments with 1 holdings and a 0.25% expense ratio. GLD (SPDR Gold Shares) focuses on commodities - gold with 1 holdings at 0.40%. Their top holdings overlap by 0%.
Can I own both IBIT and GLD?▾
Yes! With only 0% holdings overlap, IBIT and GLD complement each other well. Owning both gives you broader diversification.