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Fidelity MSCI Consumer Staples Index ETF (FSTA): Complete Beginner's Guide

Last updated: March 2026Fidelity Consumer Staples

Expense Ratio

0.08%

AUM

$1.5B

Dividend Yield

2.50%

Inception

2013

Beginner Score

9.5/10

What is Fidelity MSCI Consumer Staples Index ETF?

FSTA holds stocks of companies that make everyday household products people buy regardless of the economy, like food, beverages, and cleaning supplies. These businesses tend to be stable and reliable because demand for essentials rarely drops, even during recessions. It is a solid defensive choice for investors who want steady returns with lower volatility.

FSTA is managed by Fidelity and has been available since 2013. With $1.5B in assets under management, it's a growing fund that has attracted significant investor interest. The fund charges an expense ratio of 0.08%, which means for every $10,000 you invest, you pay approximately $8 per year in management fees.

FSTA at a Glance — Key Metrics

Expense Ratio0.08%
Total Holdings105
P/E Ratio23.1
Beta0.62
Dividend Yield2.50%
AUM$1.5B
Inception Year2013
IssuerFidelity

Top 10 Holdings in FSTA

FSTA holds 105 different securities. Here are the largest positions that make up the core of this fund:

#CompanyTickerWeight
1Procter & Gamble Co.PG14.00%
2Costco WholesaleCOST12.00%
3Walmart Inc.WMT11.00%
4Coca-Cola Co.KO8.00%
5PepsiCo Inc.PEP7.00%
6Philip Morris Intl.PM5.00%
7Mondelez InternationalMDLZ3.50%
8Colgate-PalmoliveCL3.00%
9Altria GroupMO2.80%
10General MillsGIS2.50%

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FSTA Performance History

Here's how FSTA has performed over different time periods. Remember that past performance doesn't guarantee future results, but it gives you a sense of the fund's track record:

YTD

2.00%

1 Year

8.00%

3 Year

6.00%

5 Year

8.00%

10 Year

9.00%

Beginner Suitability Score: 9.5/10

Great for Beginners

Our proprietary Beginner Suitability Score evaluates ETFs based on five factors that matter most to new investors: fees, volatility, diversification, dividend history, and track record length.

FSTA scores 9.5/10 because it has very low fees, shows lower-than-average volatility, offers broad diversification across 105 holdings, and has been available since 2013, giving it a proven track record.

How to Buy FSTA — Step by Step

  1. Open a brokerage account — We recommend Fidelity, Charles Schwab, or Vanguard for ETF investing. All offer $0 commissions on ETF trades.
  2. Fund your account — Transfer money from your bank. You can start with as little as $1 if your broker offers fractional shares.
  3. Search for "FSTA" — Use the search bar in your brokerage platform to find Fidelity MSCI Consumer Staples Index ETF.
  4. Place your order — Choose "Market Order" for simplicity or "Limit Order" if you want to set a specific price. Enter how many shares (or dollar amount) you want to buy.
  5. Set up automatic investing — Most brokers let you schedule recurring purchases (e.g., $100/month on the 1st). This is dollar cost averaging in action.

Dollar Cost Averaging Into FSTA

Here's what consistent monthly investing could look like over time, assuming an average annual return of 8% (approximate historical stock market average):

Monthly10 Years20 Years30 Years
$100/mo$18,417$59,295$150,030
$250/mo$46,041$148,237$375,074
$500/mo$92,083$296,474$750,148

*Projections assume 8% average annual return with monthly compounding. Actual returns will vary. Past performance doesn't guarantee future results.

Fee impact: With FSTA's expense ratio of 0.08%, a $10,000 investment would lose approximately $686 to fees over 20 years compared to a zero-fee investment. This is a reasonable fee level for the value provided.

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Pros and Cons of FSTA

Pros

  • Extremely low expense ratio of 0.08% for defensive sector exposure
  • Low beta provides a cushion during market downturns and recessions
  • Above-average dividend yield from mature, cash-generating consumer brands
  • Reliable performance because people always need food, drinks, and household goods

Cons

  • Tends to underperform the broader market during strong bull market rallies
  • Limited growth potential since consumer staples companies are already mature
  • Rising input costs and inflation can squeeze profit margins for these businesses

Frequently Asked Questions

Is FSTA a good ETF for beginners?

FSTA has a Beginner Suitability Score of 9.5/10 on our scale. This makes it a strong choice for new investors due to its low fees and broad diversification.

What is the expense ratio of FSTA?

FSTA has an expense ratio of 0.08%. This means for every $10,000 you invest, you pay approximately $8 per year in fees. This is considered very low and cost-efficient.

How much money do I need to invest in FSTA?

You can invest in FSTA with as little as $1 through brokers that offer fractional shares (like Fidelity, Schwab, or Robinhood). There is no minimum investment required beyond the share price itself, which changes daily. Dollar cost averaging — investing a fixed amount regularly — is a popular strategy.

Does FSTA pay dividends?

Yes, FSTA pays dividends with a current yield of approximately 2.50%. Dividends are typically paid quarterly and can be reinvested automatically through most brokers.

What are the top holdings in FSTA?

The top holdings in FSTA include Procter & Gamble Co. (14.00%), Costco Wholesale (12.00%), Walmart Inc. (11.00%), and more. The fund holds 105 total positions, providing broad diversification across many companies.