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Vanguard Dividend Appreciation ETF (VIG): Complete Beginner's Guide

Last updated: March 2026Vanguard U.S. Large-Cap Dividend Growth

Expense Ratio

0.06%

AUM

$86.0B

Dividend Yield

1.70%

Inception

2006

Beginner Score

9/10

What is Vanguard Dividend Appreciation ETF?

VIG invests in U.S. companies that have increased their dividends for at least 10 consecutive years, focusing on dividend growth rather than high current yield. This approach tends to select financially healthy companies with sustainable business models. Beginners who want quality companies that regularly reward shareholders will appreciate VIG's focus on consistent dividend growers.

VIG is managed by Vanguard and has been available since 2006. With $86.0B in assets under management, it's a well-established fund with strong institutional backing. The fund charges an expense ratio of 0.06%, which means for every $10,000 you invest, you pay approximately $6 per year in management fees.

VIG at a Glance — Key Metrics

Expense Ratio0.06%
Total Holdings338
P/E Ratio23.1
Beta0.88
Dividend Yield1.70%
AUM$86.0B
Inception Year2006
IssuerVanguard

Top 10 Holdings in VIG

VIG holds 338 different securities. Here are the largest positions that make up the core of this fund:

#CompanyTickerWeight
1Apple Inc.AAPL4.90%
2Microsoft Corp.MSFT4.60%
3Broadcom Inc.AVGO4.40%
4JPMorgan Chase & Co.JPM3.70%
5UnitedHealth Group Inc.UNH3.30%
6Visa Inc.V2.80%
7Mastercard Inc.MA2.60%
8Home Depot Inc.HD2.30%
9Procter & Gamble Co.PG2.20%
10Costco Wholesale Corp.COST2.10%

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VIG Performance History

Here's how VIG has performed over different time periods. Remember that past performance doesn't guarantee future results, but it gives you a sense of the fund's track record:

YTD

2.50%

1 Year

19.80%

3 Year

8.90%

5 Year

13.10%

10 Year

11.90%

Beginner Suitability Score: 9/10

Great for Beginners

Our proprietary Beginner Suitability Score evaluates ETFs based on five factors that matter most to new investors: fees, volatility, diversification, dividend history, and track record length.

VIG scores 9/10 because it has very low fees, shows lower-than-average volatility, offers broad diversification across 338 holdings, and has been available since 2006, giving it a proven track record.

How to Buy VIG — Step by Step

  1. Open a brokerage account — We recommend Fidelity, Charles Schwab, or Vanguard for ETF investing. All offer $0 commissions on ETF trades.
  2. Fund your account — Transfer money from your bank. You can start with as little as $1 if your broker offers fractional shares.
  3. Search for "VIG" — Use the search bar in your brokerage platform to find Vanguard Dividend Appreciation ETF.
  4. Place your order — Choose "Market Order" for simplicity or "Limit Order" if you want to set a specific price. Enter how many shares (or dollar amount) you want to buy.
  5. Set up automatic investing — Most brokers let you schedule recurring purchases (e.g., $100/month on the 1st). This is dollar cost averaging in action.

Dollar Cost Averaging Into VIG

Here's what consistent monthly investing could look like over time, assuming an average annual return of 8% (approximate historical stock market average):

Monthly10 Years20 Years30 Years
$100/mo$18,417$59,295$150,030
$250/mo$46,041$148,237$375,074
$500/mo$92,083$296,474$750,148

*Projections assume 8% average annual return with monthly compounding. Actual returns will vary. Past performance doesn't guarantee future results.

Fee impact: With VIG's expense ratio of 0.06%, a $10,000 investment would lose approximately $515 to fees over 20 years compared to a zero-fee investment. This is a reasonable fee level for the value provided.

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Pros and Cons of VIG

Pros

  • Selects companies with 10+ years of consecutive dividend increases, ensuring financial quality
  • More diversified than SCHD with over 300 holdings across multiple sectors
  • Includes some growth-oriented dividend growers like Apple and Microsoft
  • Lower volatility than the broad market with a beta below 1.0

Cons

  • Lower current dividend yield (1.7%) than pure income ETFs like SCHD
  • May underperform in speculative growth rallies when non-dividend stocks surge
  • Tech-heavy weighting means it behaves more like a growth fund than traditional dividend funds

VIG vs Similar ETFs

See how VIG stacks up against similar funds:

Frequently Asked Questions

Is VIG a good ETF for beginners?

VIG has a Beginner Suitability Score of 9/10 on our scale. This makes it a strong choice for new investors due to its low fees and broad diversification.

What is the expense ratio of VIG?

VIG has an expense ratio of 0.06%. This means for every $10,000 you invest, you pay approximately $6 per year in fees. This is considered very low and cost-efficient.

How much money do I need to invest in VIG?

You can invest in VIG with as little as $1 through brokers that offer fractional shares (like Fidelity, Schwab, or Robinhood). There is no minimum investment required beyond the share price itself, which changes daily. Dollar cost averaging — investing a fixed amount regularly — is a popular strategy.

Does VIG pay dividends?

Yes, VIG pays dividends with a current yield of approximately 1.70%. Dividends are typically paid quarterly and can be reinvested automatically through most brokers.

What are the top holdings in VIG?

The top holdings in VIG include Apple Inc. (4.90%), Microsoft Corp. (4.60%), Broadcom Inc. (4.40%), and more. The fund holds 338 total positions, providing broad diversification across many companies.