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iShares MSCI India ETF (INDA): Complete Beginner's Guide

Last updated: March 2026BlackRock India Equity

Expense Ratio

0.65%

AUM

$8.0B

Dividend Yield

1.20%

Inception

2012

Beginner Score

9/10

What is iShares MSCI India ETF?

INDA tracks a broad index of large- and mid-cap Indian companies spanning technology services, banking, energy, and consumer sectors. India is the world's fastest-growing major economy, powered by a young population and expanding middle class. This fund provides the most comprehensive single-ETF access to India's rapidly developing stock market.

INDA is managed by BlackRock and has been available since 2012. With $8.0B in assets under management, it's a growing fund that has attracted significant investor interest. The fund charges an expense ratio of 0.65%, which means for every $10,000 you invest, you pay approximately $65 per year in management fees.

INDA at a Glance — Key Metrics

Expense Ratio0.65%
Total Holdings130
P/E Ratio24.0
Beta0.85
Dividend Yield1.20%
AUM$8.0B
Inception Year2012
IssuerBlackRock

Top 10 Holdings in INDA

INDA holds 130 different securities. Here are the largest positions that make up the core of this fund:

#CompanyTickerWeight
1Reliance IndustriesRELIANCE.NS10.00%
2Infosys Ltd.INFY6.00%
3ICICI BankIBN5.00%
4HDFC BankHDB5.00%
5Tata Consultancy ServicesTCS.NS4.00%
6Bharti AirtelBHARTIARTL.NS3.00%
7Hindustan UnileverHINDUNILVR.NS2.50%
8ITC Ltd.ITC.NS2.00%
9Axis BankAXISBANK.NS2.00%
10Larsen & ToubroLT.NS2.00%

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INDA Performance History

Here's how INDA has performed over different time periods. Remember that past performance doesn't guarantee future results, but it gives you a sense of the fund's track record:

YTD

2.00%

1 Year

10.00%

3 Year

8.00%

5 Year

10.00%

10 Year

8.00%

Beginner Suitability Score: 9/10

Great for Beginners

Our proprietary Beginner Suitability Score evaluates ETFs based on five factors that matter most to new investors: fees, volatility, diversification, dividend history, and track record length.

INDA scores 9/10 because it has very low fees, shows lower-than-average volatility, offers broad diversification across 130 holdings, and has been available since 2012, giving it a proven track record.

How to Buy INDA — Step by Step

  1. Open a brokerage account — We recommend Fidelity, Charles Schwab, or Vanguard for ETF investing. All offer $0 commissions on ETF trades.
  2. Fund your account — Transfer money from your bank. You can start with as little as $1 if your broker offers fractional shares.
  3. Search for "INDA" — Use the search bar in your brokerage platform to find iShares MSCI India ETF.
  4. Place your order — Choose "Market Order" for simplicity or "Limit Order" if you want to set a specific price. Enter how many shares (or dollar amount) you want to buy.
  5. Set up automatic investing — Most brokers let you schedule recurring purchases (e.g., $100/month on the 1st). This is dollar cost averaging in action.

Dollar Cost Averaging Into INDA

Here's what consistent monthly investing could look like over time, assuming an average annual return of 8% (approximate historical stock market average):

Monthly10 Years20 Years30 Years
$100/mo$18,417$59,295$150,030
$250/mo$46,041$148,237$375,074
$500/mo$92,083$296,474$750,148

*Projections assume 8% average annual return with monthly compounding. Actual returns will vary. Past performance doesn't guarantee future results.

Fee impact: With INDA's expense ratio of 0.65%, a $10,000 investment would lose approximately $5,301 to fees over 20 years compared to a zero-fee investment. This is significant — consider whether the fund's strategy justifies these costs.

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Pros and Cons of INDA

Pros

  • Exposure to the world's fastest-growing major economy with favorable demographics
  • India's expanding middle class drives long-term consumption and financial services growth
  • Diversified sector mix captures both traditional industries and IT services strength
  • Government infrastructure spending and digital transformation initiatives support growth

Cons

  • Indian stocks trade at premium valuations compared to other emerging markets
  • Rupee depreciation against the dollar has historically eroded returns for US investors
  • Regulatory complexity and bureaucratic challenges can hinder business growth for holdings

INDA vs Similar ETFs

See how INDA stacks up against similar funds:

Frequently Asked Questions

Is INDA a good ETF for beginners?

INDA has a Beginner Suitability Score of 9/10 on our scale. This makes it a strong choice for new investors due to its low fees and broad diversification.

What is the expense ratio of INDA?

INDA has an expense ratio of 0.65%. This means for every $10,000 you invest, you pay approximately $65 per year in fees. This is considered very low and cost-efficient.

How much money do I need to invest in INDA?

You can invest in INDA with as little as $1 through brokers that offer fractional shares (like Fidelity, Schwab, or Robinhood). There is no minimum investment required beyond the share price itself, which changes daily. Dollar cost averaging — investing a fixed amount regularly — is a popular strategy.

Does INDA pay dividends?

Yes, INDA pays dividends with a current yield of approximately 1.20%. Dividends are typically paid quarterly and can be reinvested automatically through most brokers.

What are the top holdings in INDA?

The top holdings in INDA include Reliance Industries (10.00%), Infosys Ltd. (6.00%), ICICI Bank (5.00%), and more. The fund holds 130 total positions, providing broad diversification across many companies.