INDA vs MCHI: Head-to-Head Comparison
INDA vs MCHI: iShares MSCI India ETF has an expense ratio of 0.65% while iShares MSCI China ETF charges 0.59%. INDA holds 130 securities vs MCHI's 600. 5-year returns: 10.00% vs -2.00%.
Last updated: April 2026
Emerging Markets
Quick Verdict
MCHI edges out INDA with a stronger Beginner Suitability Score (9.5 vs 9). It offers lower fees for new investors.
Side-by-Side Comparison
| Metric | INDA | MCHI |
|---|---|---|
| Expense Ratio | 0.65% | 0.59% |
| AUM | $8.0B | $5.0B |
| Dividend Yield | 1.20% | 1.80% |
| Holdings | 130 | 600 |
| 1-Year Return | 10.00% | 8.00% |
| 5-Year Return (Ann.) | 10.00% | -2.00% |
| 10-Year Return (Ann.) | 8.00% | 3.00% |
| Beta | 0.85 | 0.90 |
| P/E Ratio | 24.0 | 12.5 |
INDA 5-year annualized return is 10.00% compared to MCHI's -2.00%. Over 10 years, INDA returned 8.00% vs MCHI's 3.00%.
View data table
| Period | INDA Return | MCHI Return |
|---|---|---|
| YTD | 2.00% | 3.00% |
| 1 Year | 10.00% | 8.00% |
| 3 Year | 8.00% | -6.00% |
| 5 Year | 10.00% | -2.00% |
| 10 Year | 8.00% | 3.00% |
Key Differences Between INDA and MCHI
INDA (iShares MSCI India ETF) is a india equity fund managed by BlackRock. INDA tracks a broad index of large- and mid-cap Indian companies spanning technology services, banking, energy, and consumer sectors. India is the world's fastest-growing major economy, powered by a young population and expanding middle class. This fund provides the most detailed single-ETF access to India's rapidly developing stock market.
MCHI (iShares MSCI China ETF) is a china equity fund managed by BlackRock. MCHI provides broad exposure to Chinese stocks across all sectors, including technology, financials, consumer goods, and healthcare. It tracks the MSCI China Index which covers large- and mid-cap companies listed in Hong Kong, mainland China, and the US. This fund is the most detailed single-fund option for investors wanting diversified Chinese equity exposure.
The most notable differences are in fees (0.65% vs 0.59%), number of holdings (130 vs 600), and 5-year returns (10.00% vs -2.00%).
INDA vs MCHI multi-factor comparison: INDA has a 0.65% expense ratio, 10.00% 5-year return, 130 holdings, 0.85 beta, and 1.20% yield. MCHI has 0.59% expense ratio, -2.00% 5-year return, 600 holdings, 0.90 beta, and 1.80% yield.
View data table
| Metric | INDA | MCHI |
|---|---|---|
| Expense Ratio | 0.65% | 0.59% |
| 5-Year Return | 10.00% | -2.00% |
| Holdings | 130 | 600 |
| Beta | 0.85 | 0.90 |
| Dividend Yield | 1.20% | 1.80% |
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Holdings Overlap Analysis
0%
Holdings Overlap
INDA and MCHI share only 0% of their top holdings. These funds are quite different, making them complementary choices if you want broader market coverage.
INDA and MCHI share 0% of their top holdings (low overlap). INDA has 130 total holdings and MCHI has 600.
View data table
| Metric | INDA | MCHI |
|---|---|---|
| Overlap | 0% | 0% |
| Unique Holdings | 100% | 100% |
| Total Holdings | 130 | 600 |
Cost Comparison Over Time
If you invest $10,000 and hold for 20 years (assuming 8% annual returns):
INDA
Fee cost: $5,301
MCHI
Fee cost: $4,837
Over 20 years, the fee difference amounts to $464 on a $10,000 investment. MCHI saves you more in fees over time.
On a $10,000 investment over 20 years at 8% return, INDA (0.65% fee) grows to $41,309 while MCHI (0.59% fee) grows to $41,773. The fee difference costs $464.
View data table
| Year | INDA Value | MCHI Value |
|---|---|---|
| 0 | $10,000 | $10,000 |
| 5 | $14,256 | $14,296 |
| 10 | $20,325 | $20,438 |
| 15 | $28,975 | $29,219 |
| 20 | $41,309 | $41,773 |
Which One Should a Beginner Choose?
Choose INDA if: You want long-term investors who want exposure to india's demographic and economic growth story, emerging market allocators seeking the most detailed india-focused etf, those who believe india will be a primary driver of global economic growth over the next decade. It's managed by BlackRock with an expense ratio of 0.65%.
Choose MCHI if: You want investors wanting diversified single-country chinese equity exposure across all sectors, those who prefer broad market coverage over concentrated internet or tech bets, portfolio builders looking for a detailed china allocation in their international sleeve. It's managed by BlackRock with an expense ratio of 0.59%.
Can You Own Both INDA and MCHI?
Absolutely! With only 0% overlap, INDA and MCHI complement each other well. A simple portfolio might allocate 60% to one and 40% to the other, or you could pair them with a bond ETF like BND for a complete three-fund portfolio.
Frequently Asked Questions
Should I buy INDA or MCHI?▾
MCHI edges out INDA with a stronger Beginner Suitability Score (9.5 vs 9). It offers lower fees for new investors. However, both are solid options. INDA is best for investors who want long-term investors who want exposure to india's demographic and economic growth story, while MCHI is better suited for investors wanting diversified single-country chinese equity exposure across all sectors.
What is the difference between INDA and MCHI?▾
INDA (iShares MSCI India ETF) tracks india equity investments with 130 holdings and a 0.65% expense ratio. MCHI (iShares MSCI China ETF) focuses on china equity with 600 holdings at 0.59%. Their top holdings overlap by 0%.
Can I own both INDA and MCHI?▾
Yes! With only 0% holdings overlap, INDA and MCHI complement each other well. Owning both gives you broader diversification.